The oft-rumored removal of the iconic butler Jeeves from the Ask.com search engine has arrived, with the well-dressed embodiment of discreet and exemplary service contemplating his post-search engine life.
The practice of economy, directed toward a retirement investment plan in the stock market, is in itself a source of great revenue.
Hi Ulli,
Thanks for offering your knowledge to help WebProNews readers out! Here's my question:
I work for a small family owned company. Although I have worked here for over a year and work a 40 hour week, I am not hired as an "employee" because they can't afford to offer me any sort of benefits yet. I am an "independent contractor" for them and file my taxes as such. Because of this, I do not have a 401K and need to start investing for my future in ways other then my savings account! My salary is 55K per year. What are my options and what do you suggest? Thanks for your help!
Ulli Niemann will answer all types of investment questions, like "what kind of an IRA should I choose? How can I find an Investment Advisor? What type of mutual funds should I pick? How can I avoid being financially devastated by the bear market? How can I avoid some of the broker garbage fees?"
Major mutual fund and investment management companies now offer self employed individuals 401k plans that are easy to install and administer at very low cost. What's more independent contractors and small business owners can borrow part of their retirement savings tax-free and penalty free by taking advantage of a loan provision in these new plans. Depending on who's offering them, these individual plans are sold under different trademarked names such as (solo 401k, uni-k plan, personal(k), one person 401k, mini-401k, solo-owner 401k, etc...)
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