Target – Free Credit Report Plus 10% Discount

By: Tina Volpe - December 23, 2013

Since around Thanksgiving until just a few days ago, Target customers have been exposed to cyber thieves, around 40 million customers to be exact.

Because of this theft, Target has scrambled to correct the infraction and to guarantee its customers that the problem has been remedied, but to watch their credit and debit charges closely.

Chase Bank has put limits on debit purchases and withdrawals to protect customers from unauthorized charges in an effort to avoid further complications to this unfortunate situation. Also, to limit the amount thieves can get their hands on, should they use the credit information they obtained. This has greatly inconvenienced shoppers who have bank accounts with JP Morgan Chase.

Target’s CEO has been very vocal with its customers about this infraction – in emails and on their website. “We understand that a situation like this creates stress and anxiety about the safety of your payment card data at Target. Our brand has been built on a 50-year foundation of trust with our guests, and we want to assure you that the cause of this issue has been addressed and you can shop with confidence at Target.”

Target has since offered a 10 percent discount to all shoppers who were affected by this breach. In a statement released by Target CEO Gregg Steinhafel, he says the 10% discount will last from Saturday, Dec. 21 to Sunday, Dec. 22.

But apparently that wasn’t sufficient to thwart lawsuits and major complaints from customers.

So he added, as of December 21st, all shoppers are also entitled to a free credit report, directly from each of the three nationwide credit reporting agencies.

“We want to reassure guests that they will not be held financially responsible for any credit and debit card fraud,” said Steinhafel.

Target Note: Target Corp. has advised their customers to check their statements carefully. Those who suspect there has been unauthorized activity on their cards should report it to their credit card companies and call Target at 866-852-8680. Cases of identity theft can also be reported to law enforcement or the Federal Trade Commission.

Image via YouTube

Tina Volpe

About the Author

Tina VolpeTina Volpe is an author, freelance writer and a college student. She loves spending time with her rescued feathered and furry friends... cooking Italian food, reading, writing, hiking and dreams of a huge animal sanctuary. Follow her on Twitter, Facebook, Linkedin and Google+

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  • Dumb America

    Personally, I think it is people in the government who are the cyber thieves. What better scam to pull? Say you are spying to protect everyone from terrorism but secretly you are infiltrating computer networks. You do realize that the government has key loggers that can literally capture everything — every pushed button — on a computer. All that bullshit about the fact they can’t see who they are spying on is nothing but bullshit.

    I am a technology consultant and I am here to tell you that they see everything and they don’t freaking need a warrant. That is why they are tapping servers located in foreign countries. You start in the foreign servers and work your way to the domestic and it is all legal because you started at the foreign site. No warrant is needed and you still get all the same information.

    Then the people doing the investigating of the cyber crime will be people within the government so they will be investigating themselves. All they have to say is someone from China is doing it. How would anyone really know?

    It reminds me of the games they played during the BP oil spill. BP executives sold most of their stock and they bought a major clean-up company that was run buy a former BP board of director weeks before the spill happened. They then used a toxic chemical to clean up the spill and that chemical was manufactured by a BP subsidiary. Hallibrutin also was involved heavily and their profits increased 83%. BP and Halliburton made a killing of the oil spill.

    My point is this. Don’t look to some nebulous criminal conspiracy on the internet, when right in front of your eyes, your own government is collecting every single bit of information about you. Yeah, it could be some pimply faced hacker in someone’s basement, but the odds are it is someone who is collecting information about you every day.