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Free credit sites must include disclosures

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The Federal Trade Commission (FTC) said today starting April 1, advertising for "free credit reports" online will require new disclosures to help consumers avoid confusing "free" offers which often require them to spend money on credit monitoring or other products and services.

The FTC’s Free Credit Reports Rule will require new prominent disclosures in ads for "free credit reports." Any website offering free credit reports must include a disclosure, across the top of each page that mentions free credit reports, which reads:

THIS NOTICE IS REQUIRED BY LAW. Read more at FTC.GOV.
You have the right to a free credit report from AnnualCreditReport.com
or 877-322-8228, the ONLY authorized source under federal law.

Annual-Credit-Report

The website disclosure must include a link to "Take me to the authorized source" and links to AnnualCreditReport.com and FTC.GOV.

The amended Rule also restricts practices that might confuse or mislead consumers as they try to get their federally mandated free annual credit reports. The new Rule requires consumer reporting agencies including Equifax, Experian, and TransUnion to delay any advertising for products or services on AnnualCreditReport.com until after consumers receive their free credit reports.

 The wording of the disclosures for television and radio ads goes into effect on September 1, 2010. The FTC said it will monitor the effectiveness of the amended Rule, and will consider additional changes if necessary.
 

 

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  • http://www.controldatainc.com agency collection

    Credit monitoring is nothing but a scam. Credit card companies make more money by scaring consumers into a stupid service. I have been in the credit industry for 20 years now and have seen less than 5 cases of ID theft. The cases I have seen were from consumers freely answering e-mails saying they won 2.7million dollars and just need all their personal information to get a check.

    Fact – If you find out you had ID theft 6 months from now or the same day by having ID theft protection, the damage is already done! Your money is protected by the FDIC the only peoples money your protecting by having this service is the banks, yours is insured!

FTC Makes

Free credit sites must include disclosures

Get the WebProNews Newsletter:


[ Business]

The Federal Trade Commission (FTC) said today starting April 1, advertising for "free credit reports" online will require new disclosures to help consumers avoid confusing "free" offers which often require them to spend money on credit monitoring or other products and services.

The FTC’s Free Credit Reports Rule will require new prominent disclosures in ads for "free credit reports." Any website offering free credit reports must include a disclosure, across the top of each page that mentions free credit reports, which reads:

THIS NOTICE IS REQUIRED BY LAW. Read more at FTC.GOV.
You have the right to a free credit report from AnnualCreditReport.com
or 877-322-8228, the ONLY authorized source under federal law.

Annual-Credit-Report

The website disclosure must include a link to "Take me to the authorized source" and links to AnnualCreditReport.com and FTC.GOV.

The amended Rule also restricts practices that might confuse or mislead consumers as they try to get their federally mandated free annual credit reports. The new Rule requires consumer reporting agencies including Equifax, Experian, and TransUnion to delay any advertising for products or services on AnnualCreditReport.com until after consumers receive their free credit reports.

 The wording of the disclosures for television and radio ads goes into effect on September 1, 2010. The FTC said it will monitor the effectiveness of the amended Rule, and will consider additional changes if necessary.
 

 

FTC Makes
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Top Rated White Papers and Resources

FTC Makes

Free credit sites must include disclosures

Get the WebProNews Newsletter:


[ Business]

The Federal Trade Commission (FTC) said today starting April 1, advertising for "free credit reports" online will require new disclosures to help consumers avoid confusing "free" offers which often require them to spend money on credit monitoring or other products and services.

The FTC’s Free Credit Reports Rule will require new prominent disclosures in ads for "free credit reports." Any website offering free credit reports must include a disclosure, across the top of each page that mentions free credit reports, which reads:

THIS NOTICE IS REQUIRED BY LAW. Read more at FTC.GOV.
You have the right to a free credit report from AnnualCreditReport.com
or 877-322-8228, the ONLY authorized source under federal law.

Annual-Credit-Report

The website disclosure must include a link to "Take me to the authorized source" and links to AnnualCreditReport.com and FTC.GOV.

The amended Rule also restricts practices that might confuse or mislead consumers as they try to get their federally mandated free annual credit reports. The new Rule requires consumer reporting agencies including Equifax, Experian, and TransUnion to delay any advertising for products or services on AnnualCreditReport.com until after consumers receive their free credit reports.

 The wording of the disclosures for television and radio ads goes into effect on September 1, 2010. The FTC said it will monitor the effectiveness of the amended Rule, and will consider additional changes if necessary.
 

 

FTC Makes
Comments Off
Top Rated White Papers and Resources

FTC Makes

Free credit sites must include disclosures

Get the WebProNews Newsletter:


[ Business]

The Federal Trade Commission (FTC) said today starting April 1, advertising for "free credit reports" online will require new disclosures to help consumers avoid confusing "free" offers which often require them to spend money on credit monitoring or other products and services.

The FTC’s Free Credit Reports Rule will require new prominent disclosures in ads for "free credit reports." Any website offering free credit reports must include a disclosure, across the top of each page that mentions free credit reports, which reads:

THIS NOTICE IS REQUIRED BY LAW. Read more at FTC.GOV.
You have the right to a free credit report from AnnualCreditReport.com
or 877-322-8228, the ONLY authorized source under federal law.

Annual-Credit-Report

The website disclosure must include a link to "Take me to the authorized source" and links to AnnualCreditReport.com and FTC.GOV.

The amended Rule also restricts practices that might confuse or mislead consumers as they try to get their federally mandated free annual credit reports. The new Rule requires consumer reporting agencies including Equifax, Experian, and TransUnion to delay any advertising for products or services on AnnualCreditReport.com until after consumers receive their free credit reports.

 The wording of the disclosures for television and radio ads goes into effect on September 1, 2010. The FTC said it will monitor the effectiveness of the amended Rule, and will consider additional changes if necessary.
 

 

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