Klarna has expanded its Apple Pay integration to Denmark, Spain, and Sweden, with France next, enabling flexible BNPL options for millions. This move, amid Klarna's record Q3 2025 revenue, boosts mobile payments in Europe. Industry analysts see it driving fintech growth despite regulatory challenges.
JPMorgan Chase has secured deals with fintech aggregators like Plaid to charge fees for customer data access, marking a power shift in open banking. This could raise costs for fintechs, potentially stifling innovation, amid U.S. regulatory debates. Ultimately, it recognizes data's value while enhancing bank security and efficiency.
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