The EU is overhauling payment fraud liability, proposing a shift that could force telecommunications operators to reimburse victims of 'spoofing' scams. This deep dive explores the conflict between banks and telcos, the technical challenges of the Verification of Payee system, and the regulatory move toward shared infrastructure responsibility.
The banking industry is undergoing a radical shift from physical vaults to invisible, data-driven ecosystems. This deep dive explores how AI, cloud migration, and hyper-personalization are rewriting the rules of finance, forcing legacy institutions to adapt their infrastructure and workforce or risk becoming commoditized utilities in a tech-dominated world.
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