Apple is switching the Apple Card issuer from Goldman Sachs to JPMorgan Chase over 24 months, starting in early 2026, as Goldman exits consumer banking. Core features like rewards and no fees are promised to continue, but users worry about potential changes to rates, perks, and integration. This shift could enhance or complicate the card's ecosystem.
Generative AI is transforming finance in 2026, enhancing efficiency, personalization, and risk management in banks and insurers, with examples like JPMorgan's 450 use cases boosting productivity by up to 20%. Despite benefits, challenges include regulations, biases, and cybersecurity. Balancing innovation with ethics is crucial for sustained success.
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