Woman Sues Equifax and Wins

    July 30, 2013
    Jennifer Curra
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Credit scores are useful personal markers in contemporary society. Purchasing houses, getting better auto rates, and even receiving interviews can all be benefits to having higher credit scores. On the flip side, lower rates lead to turmoil.

Equifax was ordered on Friday to pay Julie Miller of Marion County, Oregon, $18.6 million for a case that was originally filed in 2011 due to a series of unresolved errors. Julie made eight points of contact to rectify misinformation on her record including such pertinent information as her Social Security number, birthdate, and even collection accounts according to OregonLive.com.

How can a company get this information wrong? Even more importantly, how can incorrect information continue to remain on one’s record even after requests for corrections have been sent? Don’t we all depend on companies inputting our personal information correctly?

The incorrect reports were first brought to Julie’s attention in 2009 when she was unable to receive credit from a bank due to the scoring. She requested her free credit report only to find that the information was inaccurate. Her protests toward Equifax went unresolved until October 2011 when she decided to take matters to the courts. Julie found that other credit reporting agencies also had errors; however, the other agencies made changes at her request.

While there is no surefire way to prevent this from happening, consumers do have some personal power to ensure protection. Requesting a free annual credit score is a good place to start. Consumers trust companies to handle personal information with respect and accuracy. When these boundaries are broken, the fabric of our society begins to erode.

  • D Bell

    I am glad the lady won the judgement. The credit bureaus are crooked as hell! They don’t put real people on the phones to answer complaints so that the can be fixed. They give you the run around with all of these fake phone numbers and they don’t care about ruining peoples lives. Give people the jobs that care about making things right not just receiving a dog gone pay check. I’m going through the same thing with these crooks!!!!

  • susan miller

    glad she did it and won – am involved in a suit against Experian, Equifax and Transunion – white v Experian – it has been going on for l0 years or more (I think) they owe me a settlement – appeals court in California has it now (since may 3) and who knows how long we are going to be wait for our lousy 750 bucks – seems that the lawyers want l6.5 mil for handling the case – they failed to represent the injured parties (public that the credit bureaus screwed over) – their fees are l.3 of settlement – so when do we get our money – WHEN – no more lousy answers – when when when when -semiller, Amherst nh

  • Name

    Good for her. Credit reports are often wrong and don’t report the bad things companies are doing to their customers — things like billing for services that never happened — AT&T. It is all such a racket. Worse than the mafia.

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