In 2010, cyber-criminals created and distributed one-third of all existing viruses, creating 34 percent of all malware that has ever existed, according to PandaLabs annual security report.

PandaLabs did find the speed at which the number of new threats grew has actually decreased compared to 2009. Every year since 2003, new threats grew by at least 100 percent, but in 2010, the increase was 50 percent.

There is an online banking Trojan out there that is bypassing up-to-date anti-virus programs as much as 77% of the time, according to security company Trusteer. The Zeus Trojan is also known as Zbot, WSNPOEM, NTOS and PRG. It is the most prevalent financial malware on the web, Trusteer says.