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	<title>WebProNews &#187; Legal Blogs</title>
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		<title>Insurance Co: Blogs Are A Liability</title>
		<link>http://www.webpronews.com/insurance-co-blogs-are-a-liability-2007-03</link>
		<comments>http://www.webpronews.com/insurance-co-blogs-are-a-liability-2007-03#comments</comments>
		<pubDate>Tue, 27 Mar 2007 14:55:21 +0000</pubDate>
		<dc:creator>Mike Sachoff</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[blog liability]]></category>
		<category><![CDATA[blogger]]></category>
		<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Legal Blogs]]></category>
		<category><![CDATA[Liability]]></category>

		<guid isPermaLink="false">http://www.webpronews.com/?p=36476</guid>
		<description><![CDATA[<p>An insurance carrier told a New Jersey law firm that they could not cover the firm's Web site if they had a blog. The insurance company Chubb saw the blog as a liability and fretted that the content could be viewed as legal advice.</p>]]></description>
			<content:encoded><![CDATA[<p>An insurance carrier told a New Jersey law firm that they could not cover the firm&#8217;s Web site if they had a blog. The insurance company Chubb saw the blog as a liability and fretted that the content could be viewed as legal advice.</p>
<p>Lawyer and <a href="http://www.denniskennedy.com/blog/2007/03/no_malpractice_insurance_for_law_firm_blogs.html" title="Blogs a liability">blogger</a> Dennis Kennedy gave his perspective on the controversy,&quot; My rule of thumb on these issues is to simply substitute the word &quot;telephone&quot; for &quot;blog&quot; and then see if there is any new issue raised by blogs that aren&#8217;t raised by telephones. I haven&#8217;t found any yet &#8211; in twelve years off thinking about these issues since I first started my website.&quot;</p>
<p>Lawyer Kevin O&#8217;Keefe sees the behavior as typical of the insurance industry. On his blog he <a href="http://kevin.lexblog.com/2007/03/blog-policies-and-ethics/chubb-insurance-refuses-to-cover-law-firm-with-blogs/" title="chubb refuses coverage for firms with blogs">writes</a>,&quot; Exclude coverage for anything you can get away with and talk of high risks that aren&#8217;t real so as to increase premiums and/or to sell new types of coverage.&quot;</p>
<p>The insurance company does not seem familiar with the definition of blogging. Blogger Bill Gratsch <a href="http://blog.blawg.com/archive/2007/03/23/Weblogs-Too-Risky--Argument-Seems-a-Bit-Leaky.aspx" title="Are blogs a legal liability?">wrote</a>&quot; The idea that a law firm&#8217;s weblog is somehow completely different from its e-newsletter or its company website shows a lack of understanding of web technology.&quot;</p>
<p>The questions that remain: are the insurance company just doing its job and being overly cautious; or are they truly confused by the concept of blogging? Gratsch sums it up writing,&quot; We obviously don&#8217;t know the full story behind the insurance company&#8217;s rationale and perhaps it is simply taking a cautious approach to give itself time to understand weblogs and complete risk assessments, etcetera. For that I cannot blame them. They are running a business, after all. &quot;</p></p>
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