Quantcast

HLDI Articles

Texting Bans Not Reducing Car Accidents

States that have laws banning texting while driving are not seeing a reduction in the number of accidents, according to a new study by the Highway Loss Data Institute (HLDI).

In fact, such bans are associated with a slight increase in the frequency of insurance claims filed under collision coverage for damage to vehicles in crashes. This finding is based on comparisons of claims in 4 states before and after texting ban, compared with patterns of claims in nearby states.

Laws Banning Cell Phone Use While Driving Have Little Impact
· 5

State laws that ban cell phone use and texting while driving fail to reduce accidents, according to a new study by the Highway Loss Data Institute (HLDI).

HLDI researchers calculated monthly collision claims per 100 insured vehicle years for vehicles up to 3 years old during the months immediately before and after hand-held phone use was banned while driving in New York, the District of Columbia, Connecticut and California.