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Laws Banning Cell Phone Use While Driving Have Little Impact
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State laws that ban cell phone use and texting while driving fail to reduce accidents, according to a new study by the Highway Loss Data Institute (HLDI).

HLDI researchers calculated monthly collision claims per 100 insured vehicle years for vehicles up to 3 years old during the months immediately before and after hand-held phone use was banned while driving in New York, the District of Columbia, Connecticut and California.