About once a week we get asked if we use SSL certificates. The answer may come as a surprise to our e-commerce friends, considering that we process hundreds of credit card transactions every month.
If you've been following these articles and thinking about all of the things you should be doing to protect information, your brain is probably on fire by now. This is the forth and final installment and we have only have just touched on some of the possible risks to your vital information.
PROTECT YOURSELF
In part 2 of this 4 part article on information security, the CISP policy (Cardholder Information Security Policy) being mandated by financial acquiring networks was covered. These mandates were mainly about protecting the credit cardholder and the acquiring merchant bank from having vital information fall into the wrong hands.
MERCHANT AT RISK
In part of 1 this article, risk management was covered, outlining some of the threats and the need for a risk management plan.
THE RISK FACTOR
Are you at risk? If your vital information is, then so are you. While you're struggling to make sales or generate Web site traffic, managing risks to protect vital information is probably the furthest thing from your mind. None-the-less, as times become more perilous, risk management is an essential part of the on-line presence.
A key ingredient in any e-commerce storefront application is the database. This is where information unique to a particular store is archived. One grouping of unique information is product data.
E-Commerce, E-Business, Internet Shopping, On-line Storefronts, Digital Storefronts, Electronic Shopping, Internet Commerce, Web Commerce, B2B, B2C, etc. are all terms used by marketing to grab a "mind share". They all refer to buying and selling over the Internet.
3rd party processing is a service provided by a third party for facilitating a credit card transaction between customer and merchant. Before the Internet, third party processing was seldom used. With the lure of the Internet, small and home businesses going on-line have had to find ways to take credit cards in order to remain competitive.
RECORD KEEPING
We know of few entrepreneurs and small business owners that don't find record keeping an enormous waste of time and energy that should be spent on more productive endeavors. Simply put, maintaining records of any business activity is just a given part of the business environment. Maintaining good and complete records can serve to enhance the business and save a lot of time later on.
Keep it simple! You're going to get tired of hearing us say that but, we can't stress the point too much. Your Internet store is not for you; It's for your customer.
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